1. You always shoot for the moon: You know how the saying goes, "Shoot for the moon. Even if you miss, you'll land amongst the stars." If you're the type of person to strive for an A when you only need a B to pass the class, you have the mindset of a millionaire. On a mission to become rich, shoot for $10 million, not$1 million. Continue to think big.
2. You maintain an open mind: You are not afraid of new ideas and know that closed minds do not inspire faith, courage, belief and active imagination. Successful millionaires change their psychological approach to money, success, and happiness.
3. You use your time to harness effective results: You understand that time is more valuable than money itself. You are more likely to hire people for things that you are not good at so you can use your time on things that you excel in. Financially successful people are consumed by their hunt for success and work to the point that they feel they are winning and not just working.
4. You enjoy setting and reaching goals: If you're a chronic goal-setter, you think like a millionaire. Peter Voogd, founder of the Game Changers Academy, who made his first million before turning 26 once said, "You don't make a million by accident. If it's not a goal you sure as hell won't hit it."
5. You remain optimistic in the face of adversity: There are plenty of millionaires who have lived the "from rags to riches" narrative, including author J.K. Rowling. She was a single mother on state benefits and attributes her achievements to her ability to focus all her attention on the things that mattered to her the most. Rich people believe: "I create my life." Poor people believe: "Life happens to me."
6. You are aware of what's going on in the world: If you are the type of person to start your morning off catching up on current events rather than the happenings on social media, you possess a habit of a millionaire. Entrepreneurs like Bill Gates and Warren Buff start their day off with news publications such as The Wall Street Journal and The New York Times.
7. Being poor makes no sense: You eliminate any and all excuses that being poor is justifiable. Bill Gates once said, "If you're born poor, it's not your mistake. But if youdie poor, it is your mistake."
8. You work with or a seek a successful mentor: You understand that it is important not to limit yourself to ideas of unsuccessful people. You study what millionaires do and consider a mentor to be a vital resource to your success. Sixty-eight percent of the 400 Americans on the Forbes 2013 Billionaires List are considered "self-made" billionaires, meaning they did not inherit their fortune. Chances are, a lot of them had mentors to help them think outside of any possible limited thought processes.
9. Avoid debt that doesn't pay you: Make it a rule that you never use debt that won'tmake you money. If you borrow money for a car, it should be guaranteed to increase your income.While the rich use debt to leverage investments in order to grow cash flows, the poor use debt to buy things that make rich people richer.
10. You save to invest: You understand that the only reason to save money is to invest it. Put your saved money into secured and untouchable accounts. Never use these accounts for anything, not even an emergency. This will force you to continue to increase your income. You believe in investing your surpluses into ventures that you cannot access.
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